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Action Plan 4 for Financial Well Being - Where to START with?

 Where to start with? This is most of the people ask when asked about investments

To invest you need to have surplus money available with you to do ..So you need to create monthly surplus money from your salary or business income.

If you don't have any monthly surplus then you running "paycheck to paycheck" mode which is a strong warning signal for potential future financial disaster. you need to identify needs and wants and cut some thing to create  space for your monthly investments 

“If you buy things you do not need, soon you will have to sell things you need.”― Warren Buffett

How much I can start with ? As much as you can..but minimum 15% of your monthly income for investments can be good start.As soon as soon close some liabilities you can keep increasing.

Another interesting aspect is as every year our income ,expenses increase also has to be increased similar way..