A new financial year has started on April 1. This is a good time to get your personal finance decisions straight. To plan and act this time of the year makes sense for two reasons: after the last minute tax-related investments in the just-ended financial year, your money matters will remain fresh in your mind. starting early in the year allows you to plan more methodically for not just your taxes, but also for your short- and long-term goals.Here are five aspects you should consider planning and executing right away 1.Planning tax-saving investments Last minute exercises in tax planning hurts you in several ways. You may not have enough time to calmly consider the various options and what suits you best. You end up earning sub-optimal interest on a few of the fixed-income options. If you are investing in equity-linked options for tax saving,you may end up investing at the wrong time. You may be forced to make a one-time lump-sum investment. As you can use Systematic Inv